Unauthorized debits

This on going unauthorized debits / card purchases are becoming more and more annoying and I have still not been refunded my full amount as it happened again on 01 July 2024 yet my services have been canceled and I had removed my banking and card details from the webafrica / Vuma account, how is this not *****ulent and / *******. This is definitely a lawsuit because there's no contractual agreement that for canceled services there will be any further payment unless I choose for there to be.