1 reviews | Active since Aug 2012
Telkom has not featured anywhere in the past few years, not on my credit report, not contacting me, no emails, no calls. Suddenly Telkom lists me on the bureau? What account? You HAVE negatively impacted my credit score, your accounts department is equally useless. Are you fami**** with Prescirbed Debt - I think a company as big as Telkom is well aware of what it is, this need to be rectified as a matter of urgency as I will be reporting this to the NCR . I am not aware of an active account to start off with , HAVE THIS REMOVED. 9 MONTHS NO PAYMENT FOR WHAT??? SHOW ME STATEMENTS AND INVOICES SENT IN THE PAST 9 MONTHS TO ME?? WHAT ACCOUNT TELKOM? WHY AM I LISTED? I WANT THIS OFF MY PROFILE AND IF YOU ARE REFERRING TO AN ACCOUNT OPENED 10 + PLUS YEARS AGO, SO HELP ME GOD! In terms of the amendment of the National credit act that came into force on the 13th day of March 2015 the following now applies : (Whether you act on behalf of the original creditor or as the new owner of the debt in terms of a purchase agreement with the original creditor) “The following section is hereby inserted in the principal Act after section 126A: ‘‘Application of prescription of debt - 126B. (1) (a) No person may sell a debt under a credit agreement to which this Act applies and that has been extinguished by prescription under the Prescription Act, 1969 (Act No. 68 of 1969). (b) No person may continue the collection of, or re-activate a debt under a credit agreement to which this Act applies— (i) which debt has been extinguished by prescription under the Prescription Act, 1969 (Act No. 68 of 1969); and (ii) where the consumer raises the defence of prescription, or would reasonably have raised the defence of prescription had the consumer been aware of such a defence, in response to a demand, whether as part of legal proceedings or otherwise.’’. You are hereby formally informed that the alleged debt (if it existed) has prescribed and any attempt at collecting on this is thus *******. Point b – Highlighted for your attention is very clear on this point – No person (that will include your good selves) may continue the collection of a credit agreement to which this act applies which debt has been extinguished by prescription under the Prescription act 68 of 1969. In terms of (b1) above I hereby raise the defence of prescription as per my right in terms of the prescription act.
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