Taking advantage of people when you have their bank accounts.

Can you please reverse the R202 you have billed on my account simply because the first debit transaction did not go through last month. I mean there is no way you can charge me for 1, because your debit did not go through in the first attempt. That is ********* and purely taking advantage of people. You better sort this out or otherwise I will take this issue to my lawyer and report you to the ombudsman and national credit regulator. Also, please remove the debit option and I will pay you directly at the bank on the first of each month if it means I will be in curing unnecessary charges such as these. This is truly disgusting.