Poor Service!!

I app**** for an R89 contract for the Asus tablet and I presented all required documentation (passport, proof of residence, work contract, bank account details). I was informed that this was declined due to \affordability risk". My question is what is \""affordability risk\"" taking into account the following factors:?<br> <br> I have been permanently employed for the last 4 years 7 months.<br> I have provided my payslips proving my salary is very capable of covering for R89 per month<br> I have a contract with Vodacom for an amount much more than what I am applying for with Telkom<br> I have clothing accounts with Truwoths"