declined due to low credit score

<p>Good day</p> <p> </p> <p>I app**** for a new contract online recently and was declined due to a low credit score even after making it known that i do not like putting myself in debt and that I can afford the R449 p/m, I was also told to get a loan and open a few accounts to improve my score.</p> <p> </p> <p>as stated above, I do not like putting myself in debt and I believe that this is unfair to those who don't having debt</p> <p> </p> <p>Could you please advise me on a way forward.</p> <p> </p> <p>Thanks</p>