Declined contract yet good credit score

<p>I have been working on a good job with good pay as a dt engjneer for about a year now and have an account for about 5/6 months which I have been paying R1000 a month yet my premium is about R400 as well as a limit of R7000 for first account, I have a gold cheque account, able to get a credit card and have little expenses, yet somehow was declined for a R269 per month contract and sent for review with no confidence</p>