Scores reflect the Overall AI Score for each category
Based on recent customer reviews, Santam earns consistent praise for its frontline consultants and its willingness to renegotiate premiums, with individual agents named again and again for patience and clear explanation. Agent Quality and Customer Care (4.4) and Pricing, Premiums and Transparency (4.1) stand out as strengths. A recurring theme, however, is prolonged third party claim delays and unfinished contractor work, weighing on Claims Handling (3.3) and Repair and Service Provider Quality (2.6).
Top Strengths:
- •Agent Quality & Customer Care: Customers name specific consultants such as Ebrahim Jamodien, Nazeem Karriem, Khaya Gama, Sipho Makhetha and Vuyie Cele, describing them as patient, knowledgeable and willing to assist after hours or in a client's home language.
Replied to 99% of negative reviews
Reply time on negative reviews: 17h 52m
TrustIndex
10
Perfect Score
Ranking
#8
in Home Insurance
Reply Time
31h 32m
NPS Score
58
Recommended: Very Likely
Replied to 99% of negative reviews
Reply time on negative reviews: 17h 52m
Nov '25 - Oct '26
Frequently Asked Questions About Santam
What do customers say about Santam?
Based on recent customer reviews, Santam earns consistent praise for its frontline consultants and its willingness to renegotiate premiums, with individual agents named again and again for patience and clear explanation. Agent Quality and Customer Care (4.4) and Pricing, Premiums and Transparency (4.1) stand out as strengths. A recurring theme, however, is prolonged third party claim delays and unfinished contractor work, weighing on Claims Handling (3.3) and Repair and Service Provider Quality (2.6).
What is Santam's biggest strength?
Santam's biggest strength, according to Hellopeter's AI analysis, is Agent Quality & Customer Care. Customers name specific consultants such as Ebrahim Jamodien, Nazeem Karriem, Khaya Gama, Sipho Makhetha and Vuyie Cele, describing them as patient, knowledgeable and willing to assist after hours or in a client's home language.
What are the most common complaints about Santam?
The most common complaint about Santam, based on Hellopeter's AI analysis of recent customer reviews, is Communication & Responsiveness. While many handlers give proactive stage by stage updates, a recurring complaint is unanswered emails to claims and insure mailboxes, callbacks promised by managers that never come, and clients phoning daily to chase progress themselves.
How does Santam compare to other Car Insurance companies?
Santam scores 3.6 out of 5 on Hellopeter's AI analysis of service quality in Car Insurance, compared to the Car Insurance industry average of 3.2. Their strongest theme is Agent Service (4.6); their weakest is Repair Quality (3). The top AI-rated Car Insurance business on Hellopeter is OUTsurance (4.2). How is the AI Score calculated? →
Is Santam trustworthy?
Santam has a TrustIndex of 10 out of 10 on Hellopeter, based on 8,988 reviews in the last 12 months. They reply to 99% of negative reviews, typically within 17 hours 52 min. Hellopeter has tracked Santam across 31,568 total reviews. How is the TrustIndex calculated? →
Recent reviews (8,988)
Used this business recently? Share your experience to help others decide.
Used this business recently? Share your experience to help others decide.
Share Your Experience1 reviews | Active since Sept 2017
Highly recommend Santam for their excellent service
Highly recommend Santam for their excellent service. Spoke to Mahier Phillips, excellent advisor.
1 reviews | Active since Sept 2017
Highly recommend Santam for their excellent service
Highly recommend Santam for their excellent service. Spoke to Mahier Phillips, excellent advisor.
1 reviews | Active since Oct 2026
I called Santam to add my vehicle and I was assisted by Zanele Mqede and Khaya Gama
I called Santam to add my vehicle and I was assisted by Zanele Mqede and Khaya Gama. Excellent service received from these two
1 reviews | Active since Jun 2016
Good sales service from Rifiloe, I've gotten comprehensive car, household and portable possession...
Good sales service from Rifiloe, I've gotten comprehensive car, household and portable possessions insurance - he was able to beat two other insurance providers' quotations. Hopefully, the claims process is just as good.
1 reviews | Active since Jun 2016
Good sales service from Rifiloe, I've gotten comprehensive car, household and portable possession...
Good sales service from Rifiloe, I've gotten comprehensive car, household and portable possessions insurance - he was able to beat two other insurance providers' quotations. Hopefully, the claims process is just as good.

