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National Debt Counsellors

Verified Business
|4.6
352 Reviews (last 12 months)
Responds in 38h 19m

Scores reflect the Overall AI Score for each category

AI Review Summary

Based on recent customer reviews, National Debt Counsellors is most often praised for its consultants, with customers naming individual counsellors who guide them patiently through debt review. Customer Service and Professional Guidance (4.5) is the standout strength, supported by fast onboarding in Process Efficiency and Turnaround (4.0). Recurring friction sits at the end of the journey, where clearance certificates, credit bureau updates and refunds weigh on Trust, Transparency and Compliance (2.9).

Top Strengths:

  • •Customer Service & Professional Guidance: Customers consistently name their counsellors, with Nishana Maharaj, Priyanka, Abigail Devchand, Isreal Captain and Keshnee repeatedly singled out for patience, empathy and going the extra mile. A recurring theme is feeling treated as a person rather than a case number.
Service Quality Ratings
Industry Avg: 3.4Best: 4.8 (Bond Gallery)
Industry Avg: 2.5Best: 4.7 (Bond Gallery)
Industry Avg: 2.4Best: 4.6 (Gold Capital)
Industry Avg: 3.1Best: 4.6 (ooba Home Loans)
Industry Avg: 2.4Best: 4.6 (Gold Capital)
Overall AI Score
3.6
Industry Avg: 2.8Best: 4.6 (Green Door Home Loans)
4.5-5 Excellent
3.5-4.5 Great
2.5-3.5 Average
1.5-2.5 Poor
<1.5 Terrible
Performance(last 12 months):
Trustindex Rating
8.4
Ranked In Debt Management
#10
Reply Time
38h 19m
NPS Score
62Very Likely

Replied to 75% of negative reviews

Reply time on negative reviews: 146h 8m

Review Distribution
4.6|352 Reviews

Nov '25 - Oct '26

Frequently Asked Questions About National Debt Counsellors

What do customers say about National Debt Counsellors?

Based on recent customer reviews, National Debt Counsellors is most often praised for its consultants, with customers naming individual counsellors who guide them patiently through debt review. Customer Service and Professional Guidance (4.5) is the standout strength, supported by fast onboarding in Process Efficiency and Turnaround (4.0). Recurring friction sits at the end of the journey, where clearance certificates, credit bureau updates and refunds weigh on Trust, Transparency and Compliance (2.9).

What is National Debt Counsellors's biggest strength?

National Debt Counsellors's biggest strength, according to Hellopeter's AI analysis, is Customer Service & Professional Guidance. Customers consistently name their counsellors, with Nishana Maharaj, Priyanka, Abigail Devchand, Isreal Captain and Keshnee repeatedly singled out for patience, empathy and going the extra mile. A recurring theme is feeling treated as a person rather than a case number.

What are the most common complaints about National Debt Counsellors?

The most common complaint about National Debt Counsellors, based on Hellopeter's AI analysis of recent customer reviews, is Billing, Payments & Financial Accuracy. Lower instalments and quickly issued paid up letters draw praise, yet a recurring concern involves double debits, payments not reaching creditors, disputed balances and refunds that drag on without proof of payment being supplied.

How does National Debt Counsellors compare to other Debt Management companies?

National Debt Counsellors scores 3.7 out of 5 on Hellopeter's AI analysis of service quality in Debt Management, compared to the Debt Management industry average of 3. Their strongest theme is Consultant Quality (4.4); their weakest is Clearance & Credit (3.1). The top AI-rated Debt Management business on Hellopeter is FDC Group (4.5). How is the AI Score calculated? →

Is National Debt Counsellors trustworthy?

National Debt Counsellors has a TrustIndex of 8.4 out of 10 on Hellopeter, based on 352 reviews in the last 12 months. They reply to 75% of negative reviews, typically within 146 hours 8 min. Hellopeter has tracked National Debt Counsellors across 1,493 total reviews. How is the TrustIndex calculated? →

Recent reviews (352)

Used this business recently? Share your experience to help others decide.

Share Your Experience
MM
Mbali M

1 reviews | Active since Apr 2026

22 Oct 2026, 23:58

Pls remove me from debt review I can now settle my debt on my own 😭 u made my life

Hi I asked you guys so many times to remove me from debt review because I can now settle my debt on my own u made my life so difficult 💔

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tevan P

1 reviews | Active since Oct 2026

22 Oct 2026, 15:37

Worst company I've ever seen in business

My experience with NDC has been extremely disappointing. The sales consultant pressured me to sign the documents without properly reading them, and incorrect information was recorded on my application despite my concerns. I requested the recording of the initial call to verify what was discussed, but NDC has been unable to provide it although they say all calls are recorded. They do not care about the clients. Very poor transparency and customer service. Never sign anything when they ask you to.. They will mislead you.

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Goodman U

1 reviews | Active since Oct 2026

22 Oct 2026, 08:38

5 Stars for Nishana Maharaj and NDC

5 Stars for Nishana Maharaj and NDC! Working with NDC has been a breeze thanks to Nishana Maharaj. She was patient, reassuring, and always quick to assist with any questions I had. Excellent service and support—thank you, Nishana! Keep up the good work and Enjoy your Festive!

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Stephanie U

1 reviews | Active since Oct 2026

21 Oct 2026, 17:16

I am very happy with the service from Priyanka

I am very happy with the service from Priyanka. Her assistance is good. The communication was excellent, and I felt supported throughout. Thank you.

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Lesego R

1 reviews | Active since Apr 2020

21 Oct 2026, 11:08

The worst customer services ever.

I was **********ly placed on debt review by one of their consultants in 2018. I asked for the recordings and for the documents, they sent me documents I informed them I did not sign those papers the person is not me. I have been battling this for years and I am not getting any joy. I want them to remove my name. I cannot be under debt review when I do not even have a debt.

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S U

1 reviews | Active since Oct 2026

19 Oct 2026, 16:50

My Personal Assistant: Ms Priyanka Sewwa who is highly competent, professional, sweet, friendly &...

My Personal Assistant: Ms Priyanka Sewwa who is highly competent, professional, sweet, friendly & knowledgeable in her work.

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Gugulethu T

1 reviews | Active since Oct 2026

16 Oct 2026, 13:33

Appreciation post

Excellent service from Nishana Maharaj! Professional, caring, patient and non-judgmental. She made my debt review journey stress-free and gave me my financial freedom back. I can finally sleep at night. Thank you Nishana, highly recommended!

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EDWIN U

1 reviews | Active since Oct 2026

15 Oct 2026, 13:23

The service i got from Mrs sebina was good because at first I was having bad record but she came

The service i got from Mrs sebina was good because at first I was having bad record but she came through and was to assist me the national debt counseling is way good because if your debt they can reduce higher installment to your creditors so I recommend them highly since today is my first installment with them I pray that ill have financial freedom soon

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