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Budget Insurance

Verified Business
|4.6
11,860 Reviews (last 12 months)
Responds in 16m

Scores reflect the Overall AI Score for each category

AI Review Summary

Based on recent customer reviews, Budget Insurance is carried by the strength of its individual consultants. Customers consistently name agents who explain policies clearly, answer calls within seconds and reduce premiums on request. A recurring theme, however, is that this warmth does not always survive contact with the claims and repair process, where delays, silence and third party workmanship draw the sharpest criticism.

Top Strengths:

  • •Agent Quality & Customer Care: Customers name consultants repeatedly and describe them as patient, knowledgeable and genuinely invested. Retentions and sales staff are singled out for explaining cover in plain language, calling back when lines drop and flagging benefits clients did not know they had.
Service Quality Ratings
Industry Avg: 2.9Best: 4.3 (Bsure Insurance Advisors)
Industry Avg: 3Best: 4.5 (CLC)
Industry Avg: 4.1Best: 4.7 (Future Green Dot)
Industry Avg: 2.7Best: 4.3 (Future Green Dot)
Industry Avg: 2.9Best: 4.4 (CLC)
Overall AI Score
3.4
Industry Avg: 3.1Best: 4.4 (CLC)
4.5-5 Excellent
3.5-4.5 Great
2.5-3.5 Average
1.5-2.5 Poor
<1.5 Terrible
Performance(last 12 months):
Trustindex Rating
10
Ranked In Home Insurance
#6
Reply Time
16m
NPS Score
39Likely

Replied to 99% of negative reviews

Reply time on negative reviews: 42m

Review Distribution
4.6|11,860 Reviews

Oct '25 - Sep '26

Frequently Asked Questions About Budget Insurance

What do customers say about Budget Insurance?

Based on recent customer reviews, Budget Insurance is carried by the strength of its individual consultants. Customers consistently name agents who explain policies clearly, answer calls within seconds and reduce premiums on request. A recurring theme, however, is that this warmth does not always survive contact with the claims and repair process, where delays, silence and third party workmanship draw the sharpest criticism.

What is Budget Insurance's biggest strength?

Budget Insurance's biggest strength, according to Hellopeter's AI analysis, is Agent Quality & Customer Care. Customers name consultants repeatedly and describe them as patient, knowledgeable and genuinely invested. Retentions and sales staff are singled out for explaining cover in plain language, calling back when lines drop and flagging benefits clients did not know they had.

What are the most common complaints about Budget Insurance?

The most common complaint about Budget Insurance, based on Hellopeter's AI analysis of recent customer reviews, is Claims Handling & Resolution. Glass and roadside claims move fast, but motor, warranty and household claims draw detailed complaints about weeks of silence, repeated document requests and rejections on technicalities customers say were never explained at the point of sale.

How does Budget Insurance compare to other Car Insurance companies?

Budget Insurance scores 3.4 out of 5 on Hellopeter's AI analysis of service quality in Car Insurance, compared to the Car Insurance industry average of 3.2. Their strongest theme is Agent Service (4.6); their weakest is Repair Quality (2.6). The top AI-rated Car Insurance business on Hellopeter is OUTsurance (4.2). How is the AI Score calculated? →

Is Budget Insurance trustworthy?

Budget Insurance has a TrustIndex of 10 out of 10 on Hellopeter, based on 11,860 reviews in the last 12 months. They reply to 99% of negative reviews, typically within 42 min. Hellopeter has tracked Budget Insurance across 38,835 total reviews. How is the TrustIndex calculated? →

Recent reviews (11,860)

Used this business recently? Share your experience to help others decide.

Share Your Experience
MM
Mncedisi M

1 reviews | Active since Sept 2026

29 Sept 2026, 14:47

Asanda was the person person on assisting and clarifying the process I should follow

Asanda was the person person on assisting and clarifying the process I should follow. Her advice were spot on, well appreciated. I'm glad I've join budget insurance

0
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Theo B

1 reviews | Active since Jan 2026

29 Sept 2026, 14:42

Stembile Magcaba was friendly, helpful , and understood what I needed

Stembile Magcaba was friendly, helpful , and understood what I needed

0
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NDT
Nicolé Du Toit

1 reviews | Active since Oct 2022

29 Sept 2026, 14:31

Very quick and very efficient service from Tasvir

Very quick and very efficient service from Tasvir. Helped evaluate and assisted me greatly in my issue

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Sipho

1 reviews | Active since Sept 2026

29 Sept 2026, 14:31

Wonderful service from Elijah

Wonderful service from Elijah. He call me back immediately after my airtime was exhausted. Thank you Elijah

0
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SS
Siphephelo S

1 reviews | Active since Apr 2024

29 Sept 2026, 14:06

The service is great more reliable awesome perfect superb I can recommend budget to anyone else w...

The service is great more reliable awesome perfect superb I can recommend budget to anyone else who is interested.

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Sthembiso

1 reviews | Active since Sept 2026

29 Sept 2026, 14:02

It very good the lady that helps me was Anele Ndlovu she makes everything clear

It very good the lady that helps me was Anele Ndlovu she makes everything clear

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A
Azwi

1 reviews | Active since Sept 2026

29 Sept 2026, 13:43

Excellent services rendered by anele ndlovu she assisted me effectively

Excellent services rendered by anele ndlovu she assisted me effectively.

0
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JK
Jude K

1 reviews | Active since Nov 2016

29 Sept 2026, 13:28

Excellent Service from Vishaylen Naaido

Excellent Service from Vishaylen Naaido. Friendly and to the point.

0
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