Scores reflect the Overall AI Score for each category
Based on recent customer reviews, Budget Insurance is carried by the strength of its individual consultants. Customers consistently name agents who explain policies clearly, answer calls within seconds and reduce premiums on request. A recurring theme, however, is that this warmth does not always survive contact with the claims and repair process, where delays, silence and third party workmanship draw the sharpest criticism.
Top Strengths:
- โขAgent Quality & Customer Care: Customers name consultants repeatedly and describe them as patient, knowledgeable and genuinely invested. Retentions and sales staff are singled out for explaining cover in plain language, calling back when lines drop and flagging benefits clients did not know they had.
Replied to 99% of negative reviews
Reply time on negative reviews: 43m
TrustIndex
10
Perfect Score
Ranking
#6
in Home Insurance
Reply Time
17m
ย
NPS Score
39
Recommended: Likely
Replied to 99% of negative reviews
Reply time on negative reviews: 43m
Dec '25 - Nov '26
Frequently Asked Questions About Budget Insurance
What do customers say about Budget Insurance?
Based on recent customer reviews, Budget Insurance is carried by the strength of its individual consultants. Customers consistently name agents who explain policies clearly, answer calls within seconds and reduce premiums on request. A recurring theme, however, is that this warmth does not always survive contact with the claims and repair process, where delays, silence and third party workmanship draw the sharpest criticism.
What is Budget Insurance's biggest strength?
Budget Insurance's biggest strength, according to Hellopeter's AI analysis, is Agent Quality & Customer Care. Customers name consultants repeatedly and describe them as patient, knowledgeable and genuinely invested. Retentions and sales staff are singled out for explaining cover in plain language, calling back when lines drop and flagging benefits clients did not know they had.
What are the most common complaints about Budget Insurance?
The most common complaint about Budget Insurance, based on Hellopeter's AI analysis of recent customer reviews, is Claims Handling & Resolution. Glass and roadside claims move fast, but motor, warranty and household claims draw detailed complaints about weeks of silence, repeated document requests and rejections on technicalities customers say were never explained at the point of sale.
How does Budget Insurance compare to other Car Insurance companies?
Budget Insurance scores 3.4 out of 5 on Hellopeter's AI analysis of service quality in Car Insurance, compared to the Car Insurance industry average of 3.2. Their strongest theme is Agent Service (4.6); their weakest is Repair Quality (2.6). The top AI-rated Car Insurance business on Hellopeter is OUTsurance (4.2). How is the AI Score calculated? โ
Is Budget Insurance trustworthy?
Budget Insurance has a TrustIndex of 10 out of 10 on Hellopeter, based on 12,034 reviews in the last 12 months. They reply to 99% of negative reviews, typically within 43 min. Hellopeter has tracked Budget Insurance across 40,099 total reviews. How is the TrustIndex calculated? โ
Recent reviews (12,034)
Used this business recently? Share your experience to help others decide.
Used this business recently? Share your experience to help others decide.
Share Your Experience1 reviews | Active since Feb 2022
I was assisted by Claire Naidoo, what a friendy and professional agent, i am happy with her servi...
I was assisted by Claire Naidoo, what a friendy and professional agent, i am happy with her services she understood the products she was she selling me, and offered me better options. Great job Budget!
1 reviews | Active since Feb 2022
I was assisted by Claire Naidoo, what a friendy and professional agent, i am happy with her servi...
I was assisted by Claire Naidoo, what a friendy and professional agent, i am happy with her services she understood the products she was she selling me, and offered me better options. Great job Budget!
1 reviews | Active since Nov 2026
I was assisted by Miranda, very professional lady and helpful
I was assisted by Miranda, very professional lady and helpful
1 reviews | Active since Nov 2026
I was assisted by Miranda, very professional lady and helpful
I was assisted by Miranda, very professional lady and helpful
1 reviews | Active since Apr 2022
Just a shout out to Sisonke for great service
Just a shout out to Sisonke for great service. Sent me the requested document, whilst I was still talking to him. He also explained their 18 month policy.
1 reviews | Active since Apr 2022
Just a shout out to Sisonke for great service
Just a shout out to Sisonke for great service. Sent me the requested document, whilst I was still talking to him. He also explained their 18 month policy.

