Westbank is going down

There was a guy from westbank that call me yesterday from collections dept ,Some S.Naidoo. Very rude threatening me to send someone to my house. I wonder who do think he is .one of those that comes from nothing and want to be somebody. I would like to speak to him again. This is why companies like westbank goes down Its because of who they hire. I will tell everyone of this and word of mouth is a powerful thing.