Terrible interest rates

I've been an FNB client for a couple years, even had multiple items with FNB and 1 loan with Wesbank. I app**** for a loan on a new vehicle and I'm offered 18.99%... Dealership "negotiates" a bit and gets 16.75% linked... What a shocker, I decided to approach MFC and was offered nearly 4% lower fixed interest, MFC advised my scoring is so good they cant understand why you would offer such a terrible rate. I really think Wesbank and Dealership's are *********** clients and I hope someone reads this and goes somewhere else. I'm also pleased to say all my accounts and items will be moved over to Nedbank! No reply needed