RIPP OFF and Greed on Another Level

What the hell. Check this response from Wesbank People. "For agreements that where the financed amount was greater than R250, 000.00 (we refer to these as large agreements) or agreements outside the scope of the National Credit Act, the settlement amount is the sum of the outstanding capital balance plus daily interest, as well as an early termination fee which is based on 3 months' interest. The Early Termination Fee may also be negotiated, should you be refinancing with us. Please let us have your new finance account number in order to quote you a revised settlement. " In essence they do not view debt then under R250k as debt and they will only offer a better settlement if we promise to take our credit with them again. Absolutely shocking. ****** greedy Ba%$#@