DM
Dawie M
1 reviews | Active since Aug 2010
16 Nov 2015, 18:02
Ignorance, unruly declination of credit app
On friday the dealer subnited an application for a new vehicle. They came back with a rediculous excuse of Retrun of debit on my checque account. In the past 6 months it was one and it was not even my fault, NEDBANK deducted another entities debitorder from my account, and I asked fnb to return it.<br> <br> The banks is causing the clients to not have credit reports and getting declined.<br> <br> But the worst is that they could have asked first before just declining, common sense should have told them, I have a clean credit record, not behind on any of my accounts and affordability is 4 times of what the payment would be<br> <br> UTTERLY DISCUSTED
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WesBank's replyOfficial
18 Nov 2015, 14:28Hello dawiem,
Thank you for sharing your concerns with us and affording us the opportunity to respond.
Whilst we understand your predicament we can only grant finance provided that the applicant meets the minimum criteria, within the ambit of the prescribed legislation. We have been in contact with you to discuss and further provided you with the reasons .
Your credit profile gives the Bank an indication of how your existing accounts have been handled and this enables the Bank to prevent reckless lending.
Kind regards,
Thank you for sharing your concerns with us and affording us the opportunity to respond.
Whilst we understand your predicament we can only grant finance provided that the applicant meets the minimum criteria, within the ambit of the prescribed legislation. We have been in contact with you to discuss and further provided you with the reasons .
Your credit profile gives the Bank an indication of how your existing accounts have been handled and this enables the Bank to prevent reckless lending.
Kind regards,
WesBank's reply18 Nov 2015, 14:28
Official
Hello dawiem,
Thank you for sharing your concerns with us and affording us the opportunity to respond.
Whilst we understand your predicament we can only grant finance provided that the applicant meets the minimum criteria, within the ambit of the prescribed legislation. We have been in contact with you to discuss and further provided you with the reasons .
Your credit profile gives the Bank an indication of how your existing accounts have been handled and this enables the Bank to prevent reckless lending.
Kind regards,
Thank you for sharing your concerns with us and affording us the opportunity to respond.
Whilst we understand your predicament we can only grant finance provided that the applicant meets the minimum criteria, within the ambit of the prescribed legislation. We have been in contact with you to discuss and further provided you with the reasons .
Your credit profile gives the Bank an indication of how your existing accounts have been handled and this enables the Bank to prevent reckless lending.
Kind regards,