How does a finance application take 3 months to process?

<p> We started our application on the 20th of October 2016.</p> <p>Everything that they required we sent to them as soon as we had it ready.</p> <p>Promises were made that the money would be paid to MFC directly when Wesbank had problems with their facilitator. The account on our side is already bearing interest but still Wesbank did not pay the settlement amount to MFC. We had to do a second roadworthy as the first one expired at our own cost.</p> <p>Yesterday MFC informed us that the vehicle will be repossess on Saturday should day not receive the money. We have send Wesbank an email yesterday and this morning with no response, we then phoned them and again they said they are investigating and will get back to us.</p> <p>Well let’s hope they do get back to us and settle the account with MFC before MFC repossess the vehicle at a further loss to us.</p>