Dissatisfaction with Wesbank

I have a car loan with Wesbank. Before the pandemic I have always paid my accounts but I was retrenched during covid and also had to close my side business. Funds have dried up but I’m hoping to get work soon. However, Wesbank have shown very little sympathy. They first threatened to reposes my vehicle during the pandemic even though I tried to come to an agreement of an amount affordable to pay. I could not afford the amount they were demanding and they have now put interest on that amount owned which they are demanding as well as an increased installment amount which I cannot afford to pay right now.

They have handed me over to attorneys and they said they will now repose the car, value it and auction it off. They said I will have to cover the shortfall even though this is against my will.

I think this is very inconsiderate given we are dealing with a pandemic of this proportion. I feel they should be a bit more understanding.

Regards