kN
kyle N

1 reviews | Active since Oct 2013

16 Nov 2015, 19:35

Declined application

Hi, Please find the below incident that I have with wesbank<br> I have app**** for vehicle finance through Wesbank a few months ago I was declined and the reason the bank gave me was I needed to increase my credit score. And so I have I have app**** again my credit history is in good conduct now. I app**** online got a pre approval, called my dealer they said I Wesbank is declining me due to my occupation I am a broker consultant for a leading company in South Africa I earn a good salary and yes I earn commission as well I was told the previous time I need to have a deposit wich I have and is 25 percent of the value of the vehicle. They told me I need 4 months salary slips because I earn commission. The first time that I app**** I was also told I should rather apply for a less amount and a cheaper vehicle. I have done all that is in my control I have saved up a good deposit I have cleared my credit history wich is in good conduct now I also app**** for a cheaper vehicle I earn enough to afford the car. I have also become a client of fnb what else can one do especially after being told by Wesbank what to do and now there's just excuse after excuse.

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Replies (1)
WesBank
WesBank's reply18 Nov 2015, 12:33
Official
Hello kylenchezy,

Thank you for bringing the matter to our attention affording us the opportunity to investigate the matter at hand. You have been contacted by the relevant team concerning your finance application, and they are investigating the matter further.

We will remain in contact with you until a resolution has been reached.

Kind regards
WesBank

Best regards,