LP
Liezl P
1 reviews | Active since May 2015
25 May 2015, 14:13
Clarity needed
Good Day<br> <br> I have app**** for vehicle finance various times since last year. I have not ITC record as it has been cleared. I am also a FNB client. My previous vehicle has been paid in full 2 years in advance. The reply I got was it was due to a late payment on my account previously. So it does not count if I paid in advance? I need some clarity and would appreciate if they can contact me. I tried several times without joy.
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WesBank's replyOfficial
28 May 2015, 11:44Hello Liezl12,
Thank you for sharing your concerns with us. Your general historical conduct as well as the credit profile give the Bank an indication of how your accounts have been conducted over the past 24 months.
The credit profile only records arrear balances and paying in advance would have no affect on the credit assessment. In view thereof, a manager has contacted you to clarify the reasons why your application was unsuccessful.
We trust that this is in order and assure you of our best intentions at all times.
Kind regards,
WesBank
Thank you for sharing your concerns with us. Your general historical conduct as well as the credit profile give the Bank an indication of how your accounts have been conducted over the past 24 months.
The credit profile only records arrear balances and paying in advance would have no affect on the credit assessment. In view thereof, a manager has contacted you to clarify the reasons why your application was unsuccessful.
We trust that this is in order and assure you of our best intentions at all times.
Kind regards,
WesBank
WesBank's reply28 May 2015, 11:44
Official
Hello Liezl12,
Thank you for sharing your concerns with us. Your general historical conduct as well as the credit profile give the Bank an indication of how your accounts have been conducted over the past 24 months.
The credit profile only records arrear balances and paying in advance would have no affect on the credit assessment. In view thereof, a manager has contacted you to clarify the reasons why your application was unsuccessful.
We trust that this is in order and assure you of our best intentions at all times.
Kind regards,
WesBank
Thank you for sharing your concerns with us. Your general historical conduct as well as the credit profile give the Bank an indication of how your accounts have been conducted over the past 24 months.
The credit profile only records arrear balances and paying in advance would have no affect on the credit assessment. In view thereof, a manager has contacted you to clarify the reasons why your application was unsuccessful.
We trust that this is in order and assure you of our best intentions at all times.
Kind regards,
WesBank