********* and useless.

Useless and *********. I collected my car on the 20th of October and they wanted me to sign the contract on the 17th. I asked the agent if I should be signing so early and when interest will start accruing? She assured me that no interest will accrue until they get confirmation from the dealership that I have taken possession of the vehicle. Upon investigating my statement and amortization schedule, it is very clear that interest started accruing on the 17th, despite me explicitly raising my concern about that to the agent. If they make multiple clients sign the contract a few days before they take possession of the vehicle, they make a **** ton of extra interest income. Surely it is ********* to charge a client interest on money that you have not yet paid out? Avoid if you can.