Service and Repais to Volkswagen Soutj Africa

My car broke down at 55 000 km for clutch repair with worn and tear. The car is still new and is yet to finish even a year. Happened in December 2023 the quotation was R29000. Which at the time I did not pay. Waited to January 2024 I was able to pay and the car was fixed. My car returned beginning of February around the 9th. Within a space of a month the clutch broke down and I am now quoted R25500 to fix it. The car is only in 60 000 km. I am deeply sadden that I can not get another car and I do not have a car which I am still paying for. Please assist