Virseker - older paid-in-full vehicle costs MORE than 'n newer, financed vehicle

I am really baffled and stunned and totally negative. My husband and I have two vehicles. Mine is 4 years newer than his, Hyundai Grand i10 and financed, 2018. His car is a Fiat Panda, 2014 My car is with Old Mutual, but costs almost R500 LESS than my husband's car. My car is newer, and I have seen already that the services are more expensive, but my car is cheaper. My 2018 model financed Hyundai costs under R900 a month. His 2014 unfinanced (bought cash) Fiat costs around R1240 a month. Our whole house, including content costs HALF as much. How the hell do you get this right??? He has his licence longer than I do too, and still it costs more.

I have no words to express my unhappiness about this.