HK
Henry K

1 reviews | Active since Jun 2014

15 May 2024, 13:24

VCCB - Dispute Unbelievable

I have recently logged disputes with VCCB and received the worse possible service and responses from them. My dispute was about a debt that has prescribed and incorrect payment information as I have not paid it in the last 3 years.The debt was written of in 2021 and sold to a third-party recently and list with VCCB. So i have sent them evidence /statement which they reject without giving me an explanation or reason but accepted a statement from the third party which i disputed and provide evidence. They told me if I am not satisfied with the outcome of the dispute upon resolution by the credit bureau you can lodge a formal complaint with the NCR for further investigation. I mean really, how is it that you can accept a statement from a third party but reject the statement of the consumer. Still waiting for them to explain this. Experian and Compuscan have removed it but VCCB simple refuse and basically telling me to stuff- off if I am not happy with the decision.

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Replies (2)
HK
Henry K's update15 May 2024, 16:19
Reviewer Update
And the boss at VCCB has spoken, still no explanation to my questions.
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HK
Henry K's update20 May 2024, 16:21
Reviewer Update
So i have still not received an answer from VCCB, why my bank statement was not accepted as proof as I did not make a payment according to there statement. Yet they accepted a statement from a third party. They can also not explain to me if the debt was written of by Truworths in 2021, that the third party can still recently list this, I have not acknowledge the debt in the last 3 years or paid it and have provided VCCB with my proof of my account/ statement which they have rejected and I want to know why. My profile and I am disagreeing with the information they hold, the payment information.? Yet they hiding behind the following standard response. '' What about the evidence and proof I have provided as a consumer?

Good Day Henry De Klerk
Your dispute with reference number f39d04b3cb, refer,
Please note that account ***3 (OPCO 365 (PTY) LTD) was not updated due to feedback received from the data supplier,
Please see screenshot attached:
Should you not agree with the outcome of your dispute, please contact the NCR for further assistance on complaints @ncr.org.za
Kind regards,
The Consumer Relations Team