Taking "forever" to clear my credit score...

Good morning... I've been wrongly placed under "DEPTH REVIEW" ... My "overdraft" or " personal loan" was PAID OFF but I was still placed on the "BLACK LIST" So I sent the settlement letter to the "Credit bureau".... I've been having this headache for about 10 years and it's getting crucial since now I'm taking care of my retired mother... I resigned from my 29 years truck driving career in order to do só... I need my credit score to be clear... Immediately... Thanks...