Failure to Remove Prescribed Judgment -WHICH IS PAID UP DEBT !

I have been waiting for Vericred to update and remove my judgment, which has been prescribed, yet nothing has been done. Despite following the proper channels and submitting the required documentation, the judgment is still showing on my credit profile when by law it should have already been removed.

This delay is unacceptable and in direct breach of the National Credit Act and the Prescription Act. A prescribed judgment is no longer legally enforceable and should not remain on a consumer’s record. By failing to act, Vericred is keeping my profile tarnished with outdated and ******** information, damaging my financial opportunities and credit score.

As a consumer, I have the legal right to an accurate and up-to-date credit profile. Vericred’s failure to remove this judgment shows a clear disregard for the law and consumer rights.

I am demanding:

Immediate removal of the prescribed judgment from my credit profile.

An update to my credit score to reflect the correct, lawful status.

Clear feedback on why Vericred has failed to comply with the required legal timelines.

If this matter is not resolved urgently, I will escalate my complaint to the National Credit Regulator (NCR), the Credit Ombud, the National Consumer Commission (NCC), and the Information Regulator for investigation.