How to throw money in the bin

This whole medical aid is a waste of money. Since I became permanent 3 years ago I was FORCED to use this medical aid. So far they have deducted over R52 00 from my salary. I’ve never used the medical aid because I didn’t need to, I chose the hospital plan because I can’t afford a higher deduction. And this plan won’t even cover me if I need to see the GP for general illnesses. It only covers me if I get hospitalized. If I don’t get hospitalized I don’t get a cent back. So I have to spend over R1700 every month plus and additional R250 to see the GP if In the event myself or any of my family members get sick. OR I have to visit the government hospital/clinic . I just got a very small increase for the hard work I have been doing and guess what? My medical aid will be increasing because I fall in a different income band by a couple of dam rands. EVEN THOUGH medical aid already done it’s annual increase last year a few months ago , despite the pandemic. You just don’t give a **** about your clients. The money wasted in this medical aid scheme could’ve gone towards so many other more valuable causes but I’m literally just giving it away to a medical aid that won’t care if I drop dead tomorrow .