IMMEDIATE PAYMENT TAKING HOURS TOO REFLECT!!

For the 1st Time Ever, Im having the baddest experience at a Very bad Time...Immediate payments never take even more than 5minutes to reflect in my SPOT MONEY ACCOUNT, it doesnt matter from which bank its sent from....I have a proof of payment too...

This document serves as confirmation that the following payment has been made. Payment amount: R110.00 Actioned on: 20 January 2026 at 20:30 Notification *** Payment type: Immediate EFT Recipient details Name: Thato Letsosa Bank: Capitec Account number: *** Branch number: 470010 Reference: From Ozzy Regards TymeBank How long do EFT payments take? EFTs to TymeBank accounts are immediate. PayShap payments can take up to 10 seconds. Immediate EFTs to other banks can take up to 30 minutes to reflect. Normal EFTs to other banks can take anywhere between a few hours to two working days to reflect, depending on when the EFT was made and when it is processed by the receiving bank.