

GoTyme Bank | Formerly TymeBank
Based on recent customer reviews, GoTyme Bank presents a sharply divided experience. Customers repeatedly praise named call centre consultants for patient, first-contact resolution, and many describe the app and low fees as genuinely convenient. Yet a strong recurring theme is accounts placed on debit hold or under review without notice, unresolved ***** disputes, and long waits for card replacements, statements and refunds.
Replied to 99% of negative reviews
Reply time on negative reviews: 5h 41m
TrustIndex
8.5
Ranking
#1
in Banking
Reply Time
4h 47m
NPS Score
8
Recommended: Likely
Replied to 99% of negative reviews
Reply time on negative reviews: 5h 41m
Oct '25 - Sep '26
Based on recent customer reviews, GoTyme Bank presents a sharply divided experience. Customers repeatedly praise named call centre consultants for patient, first-contact resolution, and many describe the app and low fees as genuinely convenient. Yet a strong recurring theme is accounts placed on debit hold or under review without notice, unresolved ***** disputes, and long waits for card replacements, statements and refunds.
GoTyme Bank | Formerly TymeBank's biggest strength, according to Hellopeter's AI analysis, is Staff & Branch Experience. Consultants are praised by name again and again, with Tumelo Molele, Ntokozo Mjokane, Gredwin, Similo, Portia Sekhula and Kagiso Mthunzi singled out for patience, clear explanations and going beyond the script to resolve queries.
Used this business recently? Share your experience to help others decide.
Used this business recently? Share your experience to help others decide.
Share Your Experience1 reviews | Active since Sept 2026
TymeBank is withholding my merchant refund. On 3 September 2026, Takealot successfully processed a card reversal refund of R674.00 back to my TymeBank card ending in 0561. I have official PayFast/PayGate gateway proof with Transaction ID: *** and Auth Code: 988660. Today is business day 9, and the money is still not in my account. Your app chat agents can't open my images, your email support is completely ignoring my tickets, and nobody is responding. I want an executive manager from your CardOps team to contact me immediately, locate this money using the Auth Code, and clear it into my account today."
1 reviews | Active since Sept 2026
TymeBank is withholding my merchant refund. On 3 September 2026, Takealot successfully processed a card reversal refund of R674.00 back to my TymeBank card ending in 0561. I have official PayFast/PayGate gateway proof with Transaction ID: *** and Auth Code: 988660. Today is business day 9, and the money is still not in my account. Your app chat agents can't open my images, your email support is completely ignoring my tickets, and nobody is responding. I want an executive manager from your CardOps team to contact me immediately, locate this money using the Auth Code, and clear it into my account today."
1 reviews | Active since May 2009
Dear TymeBank, SARS is now requesting a newly updated ITB3 document, after you have updated the SARS leg. I was scared now SARS might ask for this, as the one I have shows R0 interest on R250 000. It was corrected, but now I need a supporting document, that SARS wants as proof
1 reviews | Active since May 2009
Dear TymeBank, SARS is now requesting a newly updated ITB3 document, after you have updated the SARS leg. I was scared now SARS might ask for this, as the one I have shows R0 interest on R250 000. It was corrected, but now I need a supporting document, that SARS wants as proof
1 reviews | Active since Jan 2015
I wish I could rate them into the negatives. It has been 5 months, and NOTHING has been resolved on my account. This has been the most aggravating and frustrating experience. I was helped before by a lady who answered my query on this site and she was great, I have no issues with her. But the company she works for is absolute ****. I have exhausted all my avenues to get this resolved - not a single one of my emails have been responded too - I have to chase for answers after waiting for weeks and get radio silence. The last excuse I got was that they needed to speak to the company who created their new **** of a system in Thailand...yes you heard that right....Thailand....and did I get a response or an update? NO! When they found out I went to the Ombudsman...they had an attitude about that. So now I gather I am being ignored because I dared to report them...also the Ombudsman of the banking side..well....let us just say they aren't keen on helping either, seems like everyone is just very happy to be shady. They haven't responded to my mail either, after two other lovely ladies tried to help me but they advised that they were told it was a different division my issue is with. For MONTHS nothing has been done... they have caused financial damage and harm, and they dont give a ****. The agents also lie about calling..when the only calls I get, will cut after 1 ring, and if I do answer, the call cuts after 10 seconds... then they claim in the emails with an attitude "We tried to call you" no the **** you did not. I am writing here again because clearly it does not matter who I talk to...who I go too..they aren't interested in fixing the issue. They even ignored the instruction from Sanlam's Arbitrator...(they are in bed with Sanlam with this new "venture"). So this is a warning - stay away - you will have your money ****** and then threatened constantly. While their agents tell you "We escalated the matter" to who? No one knows...they also do not leave ANY names on the emails - so you have no one to refer too or get answers from. The entire structure is ****. Hell isn't hot enough for these people and that company. Also they REFUSE to put anything in writing....which for me, is a red flag, their "calls are recorded for quality purposes" no the **** it is not. Terrible ****ing business. I ****ing wish I could get rid of them...I wish I did not have to deal with them, but unfortunately Sanlam made the **** poor decisions to have them take over their personal loans. Stay the **** away.
1 reviews | Active since Jan 2015
I wish I could rate them into the negatives. It has been 5 months, and NOTHING has been resolved on my account. This has been the most aggravating and frustrating experience. I was helped before by a lady who answered my query on this site and she was great, I have no issues with her. But the company she works for is absolute ****. I have exhausted all my avenues to get this resolved - not a single one of my emails have been responded too - I have to chase for answers after waiting for weeks and get radio silence. The last excuse I got was that they needed to speak to the company who created their new **** of a system in Thailand...yes you heard that right....Thailand....and did I get a response or an update? NO! When they found out I went to the Ombudsman...they had an attitude about that. So now I gather I am being ignored because I dared to report them...also the Ombudsman of the banking side..well....let us just say they aren't keen on helping either, seems like everyone is just very happy to be shady. They haven't responded to my mail either, after two other lovely ladies tried to help me but they advised that they were told it was a different division my issue is with. For MONTHS nothing has been done... they have caused financial damage and harm, and they dont give a ****. The agents also lie about calling..when the only calls I get, will cut after 1 ring, and if I do answer, the call cuts after 10 seconds... then they claim in the emails with an attitude "We tried to call you" no the **** you did not. I am writing here again because clearly it does not matter who I talk to...who I go too..they aren't interested in fixing the issue. They even ignored the instruction from Sanlam's Arbitrator...(they are in bed with Sanlam with this new "venture"). So this is a warning - stay away - you will have your money ****** and then threatened constantly. While their agents tell you "We escalated the matter" to who? No one knows...they also do not leave ANY names on the emails - so you have no one to refer too or get answers from. The entire structure is ****. Hell isn't hot enough for these people and that company. Also they REFUSE to put anything in writing....which for me, is a red flag, their "calls are recorded for quality purposes" no the **** it is not. Terrible ****ing business. I ****ing wish I could get rid of them...I wish I did not have to deal with them, but unfortunately Sanlam made the **** poor decisions to have them take over their personal loans. Stay the **** away.
1 reviews | Active since Sept 2026
"I need a written confirmation letter on TymeBank letterhead, from your ***** department, stating that you did NOT instruct Capitec to block or secure my funds in case ***4, you only requested verification of funds. Please email it to me and to ***"
1 reviews | Active since Sept 2026
"I need a written confirmation letter on TymeBank letterhead, from your ***** department, stating that you did NOT instruct Capitec to block or secure my funds in case ***4, you only requested verification of funds. Please email it to me and to ***"
The most common complaint about GoTyme Bank | Formerly TymeBank, based on Hellopeter's AI analysis of recent customer reviews, is Account Access & Management. Debit holds and account reviews imposed without notification dominate complaints, with customers submitting affidavits repeatedly and waiting weeks or months. FICA verification errors, fingerprint mismatches and card replacement fees add further friction.
GoTyme Bank | Formerly TymeBank scores 3.1 out of 5 on Hellopeter's AI analysis of service quality in Banking, compared to the Banking industry average of 1.3. Their strongest theme is Branch Experience (4.3); their weakest is Account Access (2.5). The top AI-rated Banking business on Hellopeter is GoTyme Bank | Formerly TymeBank (3.1). How is the AI Score calculated? →
GoTyme Bank | Formerly TymeBank has a TrustIndex of 8.5 out of 10 on Hellopeter, based on 3,888 reviews in the last 12 months. They reply to 99% of negative reviews, typically within 5 hours 41 min. Hellopeter has tracked GoTyme Bank | Formerly TymeBank across 10,974 total reviews. How is the TrustIndex calculated? →