Funeral cover *******

I had a funeral cover with two mountains for years until Holland was in the picture and the premium was triple. Went to the offices in Polokwane, I was told to fill forms and start afresh. However, the debit order didn't not go through. I called on the second month and I was told my policy elapsed, I have to restart again which I did. My premium was R 338. On the 1st of January 2023 boom the debit is R758,i phoned the customer care the lady was useless and she told me Tshepo would call me to assist me further, which never happen. Today I phoned the customer care and was assisted by Boitumelo, she told me that there have been repricing. I told that it is above my affordability, I asked to downgrade, she said it is impossible. Then I asked to take a new plan that I can afford, she said I can't. And she bluntantly told me it's the reality of life. This is a **** of an insurance company, I would not advise even my worst enemy to join. PATHETIC day light *******!!!!