STAY AWAY FROM TRUWORTHS THEY WILL RUIN YOUR CREDIT SCORE

Truworths is ruining our credit scores and Trans union reports by offering us more credit to spend when they having sales. They at the end of the month they charge you a full installment and now an "arrears" amount which reflects negatively on my credit report. In the report it shows that I have missed payments and we all know what that means for our financial future. I have made substantial payments yet still listed as missed 2 payments and as a result my credit score dropped by 13points. As a consumer is this fair? This is downright *******. GUYS STAY SWAY FROM TRUWORTHS ACCOUNT