Stalking

If in my whole life I've made a mistake, it was to have an account with truworths. If you miss a payment by a day, they email you, call you 20x a day and sms you. When you call back and make an arrangement, they still call you 20x a day, email you and sms you. Their reason is their systems are not integrated so the call Centre does not know of the arrangements.

Positive thing about this frustration is it makes you realize debt is a disease that will eat you alive.

Don't do it. I've learnt my lesson