********** account application

I have gotten a very concerning e mail that I have app**** for an account with indenity , I assumed the mail was a phishing mail and ignored the mail. Then to my shock I get a notification an unauthorized check on my credit was done on my ID. I phoned indennity and told me I app**** for an account , which I did not nor did I authorise a check on my ID. I then get an sms I was declined for an account. This my credit record being affected by some phising **** .