Closed account

Took out a credit facility and due to unforseen hardships I wasn't able to meet my payments obligations but didn't rum away from my commitment and finally settled the account in full as soon as I could but now I have the closed account with the negative late payments on it and is affecting me from getting a house for my family. Please help by removing the account from the credit bureaus so I can move on with my life. I ask for this in good faith