Toyota kinto Car subscription

Hi Toyota ..I'm giving you 1 star just because they is no zero. I have been doing long term car rental with a number of companies with no default for the past 2 year because I think car subscription is the future. When I heard of Toyota kinto subscription services I was exhilarated. To my disappointment after applying, I was told my score is lower than 650 hence I won't be considered even though I don't have any defaults on my profile. Please kindly confirm if a credit score of 650 is a benchmark to apply for Toyota kinto even though you don't owe anything? 🙏