Take a break

This is *******, your terms and conditions says""19 Take-a-Break 19.1 If you have elected the Take-a-Break repayment plan, then you acknowledge that: 19.1.1 You may only enjoy this benefit 12 (twelve) months after the commencement date of this Agreement; and 19.1.2 Upon signing this Agreement, you must elect the month in which you want to Take-a-Break and this month will remain constant for the duration of the Agreement. "Which i was not given this option by their consultant when signing this contract and how do i foresee the future if they really care about their customers. I have been paying without defaults since 2021 to date. This is the disgrace.