Unfair and unjust treatment

I am utterly disgusted at the way i as a customer was treated by the TFG group. I opened an account about a year ago. Upon completing the application i was not asked or told that there would be a charge for magazine subscription. I was not even shown that portion on the application form. After 2 or 3 months i receive a statement for an outstanding amount when i had not even used the card to purchase and when i had queried and refused to pay i was blacklisted. I cancelled the account and now a year later when trying to apply for a new account they keep declining my application. MY QUESTION TO TFG IS WAS I AT FAULT OR WAS YOUR CUSTOMER SERVICE PERSON AT MARKHAMS?WHY SHOULD I HAVE TO SUFFER OR AT THAT POINT PAY FOR SOMETHING THAT WAS NOT MY FAULT. I CALLED YOUR OFFICES MANY TIMES AND WAS TOLD THERE WAS NOTHING THEY COULD DO TO HELP. I HAVE ACCOUNTS AND CREDIT CARDS WITH MANY ORGANIZATIONS, WHY ARE YOU REFUSING MY ACCOUNT?