Tfg lies Nd **** call promises

I opened a sneaker factory account a while back Then activated it with buying a pair of sneakers and socks for around 450 Nd I have never missed a payment instead my instalment has doubled and now it says I'm owing 944 instead of going down Someone called me that I will get a 2000 rand voucher if I join their 29 rand subscription then I joined only to find out that was a hoax By now my balance should be around 180 instead of 944 this is a **** really