Just take money.

I don't understand this store cards. I bought nothing but they charged me every month. My account is in arrears with R500. I can't cancel my account because I need to pay the amount due and every month they charge me R55 for nothing. They threaten me constantly if I don't pay it but like I said I didn't buy anything. Basically, they're just taking my money for nothing. The arrears is because of the card. I didn't know I need to pay if I didn't buy anything. I'm not going to pay the installment anymore. This is theft...you can't charge people for just having a card. Sue me do whatever you want. I don't have a single product. This is how they make their money and drive customers away. Whatever you do, don't open an account!