Stay away from Takealot.credit.

A few months back I app**** for takealot credit and was approved, I then ordered a microwave online but cancelled the order as I was not aware of the initiation fee of R610 only the R69 monthly fee. Even thought the order was cancelled I was being billed the initiation fee as well as the fee of R69. I called Takealot.credit who told me I must contact Mobi.credit. When I contacted Mobi.credit, they referred me back to Takealot.credit. I have given Takealot.credit my account number yet they still keep insisting I must speak to Mobi.credit. It is a nightmare getting credit through Takealot and they can't even pick up the information from the statement they send me every month that I am currently paying. If this can't be resolved I will complain to the credit Ombudsman.