Insurance Policy a ****

hired a guy to do the gardening. He did a good job overall.

he then had an accident and punctured the water supply with a garden fork.

Fortunatelty I thought , I could claim from the insurance against damage I took out.

more than a month later - after dozens of e-mails , I get a decline - without explanation.

Their insurance is a ****!!

note again: the worker was good!