1 reviews | Active since Jul 2014

23 Jan 2023, 22:44

Worst online service

What a nightmare. So I have been a standard bank customer since 2009 and what happened was a really unexpected and disappointing from standard bank

I app**** for an overdraft on the 15th of January and it was approved. I needed the funds in my accounts for an emergency and thought applying for it online would be quick because I have done it before. Little did I know that was the biggest mistake. I used my funds in my account thinking that the funds would appear on my account. On the 16th my debit orders were going off. I called the bank 4-5 times and every consultant kept on my saying that my funds were not released from the overdraft department. So I waited. 19:30 my debit orders bounced due to insufficient funds. Still no sign of overdraft. On the 16th I called the bank and luckily enough I spoke boitumelo who referred me innocentia ( who was going to increase my RCS loan because I needed the funds.) she at least helped me. She informed me that the digital department did not have a turnaround time for when the funds will be available. The digital t team has to release the funds from their side and can only be communicated via email. What a disappointment. Its the 23rd Of January and still no funds released. I received a letter on the 19th of January congratulating me for lending money. Just imagine

This was a poor administration from the digital team. This was such an inconvenient as I had to pay my debit order via EFT imagine. Standard bank was even sending me messages about my account being on a Negative which they have caused. This was the worst experience from standard bank. I even asked inno to cancel the overdraft as I did not need it anymore. Because when I check it says I have app**** for the Overdraft in another bank. Not sure how possible is that cause I app**** online.

The worst experience ever! Digital team!

0
Replies (3)
Standard Bank
Standard Bank's reply24 Jan 2023, 07:38
Official
Dear Boitumelo

We’re saddened to hear that this has been your experience. We take these matters very seriously and can assure you that we will be attending to your query with urgency. 

We will be taking a closer a look and will get back to you shortly. 

Kindest regards, Standard Bank Hello Peter Team ***
's update27 Jan 2023, 18:04
Reviewer Update
Still no call or any communication from standard bank. 24hrs later. Absolutely unacceptable! Bad service !
Standard Bank
Standard Bank's reply28 Jan 2023, 07:10
Official
Hi Boitumelo

Thank you for getting back to us. We apologise for the delay. 

We will follow up and get back to you.

Kindest regards, Standard Bank Hello Peter Team ***