When your systems are outdated and your bank is falling behind ... You steel from client thats how you make money

On the 24th I knew I had some cash left because my last message with my balance the day before said so. I go to mcdonalds to spoil myself ... Day before payday cash you know. Anyways my card declines 3 times , no money in the account. I get home check my banking and too my surprise transactions I done 3 - 4 days prior went off of my account. Whats interesting to me is I was charged R15 for 3 declines. I cant help but wonder how many other people's money standard bank has ****** because them and their merchants banking systems are outdated and dont work , wonder if this isn't done on purpose ? R15 doesn't seem like a lot but times that by a couple mil every month .... Its the only way this bank is still staying afloat. The service has gone backwards the systems don't work when they do work, my internet banking is guaranteed to be down every weekend I have private banking which I asked to downgrade months ago the banker still hasnt done that. Worst bank I have ever banked with going to go give Capitec a chance