Vehicle Financing ****

Whoever wants to get vehicle financing RUN AWAY from Std bank. I bought a Ford Everest(which cost R500 000) and I paid R230 000 and asked through the dealership to apply for financing for the balance _it has come to my attention only last week that instead of a loan of the balance, they gave me one for R490 000,so what happened to the 230k I paid??? Why would they give me 490k for a car that almost half of the amount has been paid?? I'm getting a lawyer to help me fight this