JP
Jacqueline P

1 reviews | Active since Feb 2012

13 Jan 2022, 09:12

Vehicle Finance listed when payment was made, bank too *********** to allocate payment

I found out on the 5th of January that my vehicle finance installment had not been allocated. I provided the consultant with the reference number whereafter she advised that I need to respond to an email that she will send which I never received. I thought that the reference number provided allowed her to allocate my payment.

I however received a call yesterday again advising that I should make another payment and then they will then allocate the initial payment that was made on the 28th of December. WHY must I make another payment went Standard Bank debited my account on the 28th of December. I was then again advised that I need to respond to an email from this consultant, no email was received. I then contacted Standard Bank again and surprise the email address was captured wrong, very ***********. I then received the email and sent the statement. This morning I was advised they cannot open the statement and in the interim received yet another call from a different consultant advising me I am behind on my installment. I have also been advised that no one can guarantee that my credit profile has not been affected. I have been with Standard Bank for three months and this is disgusting. I have had vehicle finance since I was 21 and have never missed a payment in my life not through covid or maternity leave. Now I am basically told I am a bad payer and that I am listed for a payment that has been made. I want to move away from Standard Bank as this is absolutely disgusting I cannot do business with a bank that cannot even allocate a payment correctly then demands I pay again and lists me after I have provided all the necessary information to show that they are at fault. Only this bank will punish you for their incompetence.

0
Replies (7)
Standard Bank
Standard Bank's reply17 Jan 2022, 07:09
Official
Hello Jacque

 
We assure you that as an organization we are committed to providing the best possible service and assure you that this will be addressed as a matter of urgency. 

We apologize for the inconvenience and undue frustration, this has caused.  

We greatly appreciate your continued support  

Kind regards, 

Complaint Resolution Centre
 *** 
***
 
JP
Jacqueline P's update17 Jan 2022, 12:42
Reviewer Update
I have since sent three emails to the consultant to confirm the matter is resolved and she has received the sufficient information from me to allocate the payment that was debited. I still await a response. Very quick to call for money I apparently owe (daily calls by more than one consultant), but not quick to resolve or finalize the matter when I prove it was debited, I can't even get a email response.
Standard Bank
Standard Bank's reply18 Jan 2022, 12:14
Official
Hello Jacque

Thank you for posting your comments. 


An email was sent to you requesting further details. 


Awaiting your response.

 Kind Regards
 Complaint Resolution Centre
  ***
  *** (fax)
 *** 



JP
Jacqueline P's update01 Aug 2022, 13:06
Reviewer Update
I have addressed all emails regarding my complaint.

I want to sincerely thank Standard Bank for the wonderful notification that I have received regarding my complaint from February 2022. You can really pride yourselves on having ********** staff. I have now been notified that I was listed on the credit bureau for missing the payment in December which you debited on the 28th of December 2021. Standard bank had better resolve this and remove my listing from the credit bureau as the payment was made and allocated. I am disgusted in this service. This is affecting my credit scoring. Can someone please do their job properly and get this resolved, 7 months down the line and this is still outstanding. I will never use Standard Bank again.
Standard Bank
Standard Bank's reply01 Aug 2022, 13:14
Official
Dear Jacqueline, 

Thank you for alerting us to this. We have escalated the matter to the relevant team so that we can ensure a speedy resolution. 

Please be on the look out for a feedback from our team. 

Kindest regards, 
Standard Bank Hello Peter Team
*** 
 
JP
Jacqueline P's update03 Aug 2022, 09:21
Reviewer Update
I am still waiting for feedback on this what is going on with Standard Bank??
Standard Bank
Standard Bank's reply03 Aug 2022, 09:52
Official
Good Morning Jacqueline

Our team tried to contact you just now however we could not speak to you.

We will be calling you after 10 minutes as requested.

Our humble apologies for the inconvenience caused.

 
Kindest regards, 
Standard Bank Hello Peter Team
***