Vehicle Account Settlement

After sagreeing to settle arrears worth about R80 000 and forward paid the remaining installment which ends in July 2026, the bank moved to rearrange my account and inreased the arrears. I had opted to settle the account before July 2026. They game me a new settlement agreement worth the value above the remaining balance when the original contract is followed. What should have happened is that the arrears be cancelled and forward payments of R7400 be effected in the remaining balnce of R60 000. Instead the bank increased the arrears and immediately charged exorbitant intersts. They further moved to arrange a new settlement agreement worth the va;ue above the remaining balance, with the installment increased, interests not mentioned, arrears increased and are thus effectively forcing me to go into an agreement with them against my willingness to settle the entire account including the balloon payment within a month. Accumulation of arrears was hidden from me and the bank consistantly refused to give me the financial statement. This practise should be subject to investigations as i have made numerous request to get this information. They only gave me the financial statement after repossessing the car and promised to return it once my paymnet of R140 000 reflect on thir account. However, at the moment they are still refusing and forcing me to be their slave through the new ridiculous arrangement. What is particulaly surprising is that upon makin arrangements to settle the arrears including future installment and later the balloon, the bank swiftly moved to repossess the car the following morning.