Utterly disappointed in Standard Bank Homeloans!!!

<p>My husband and I app**** for a joint homeloan October 2016 with the 4 major banks and at the time, I was banking with FNB and he was with Standard Bank. We were approved by Standard Bank , ABSA and Nedbank for 80% . We did'nt accept any of the offers and rather decided to work on our finances to improve our chances of obtaing a 100% approval in the future.</p> <p>I then took a dicision to move all my banking to Standard Bank November 2016. We identified a property that we both liked in May 2017, and app**** for financing with Standard Bank seeing that we both had a relationship with the bank. To our surprise, Standard Bank declined us without any explanation. We immediately did an application with Nedbank, a bank we have no relationship with what so ever, and they granted us a 100 % home loan. </p> <p>I would just like to express my disappointment in STD bank. My husband has been banking with Standard Bank his whole like. Our credit records are in good standing, our scores were 920 and 931 at the time of application. The only debts we have between the 2 of us is one vehicle loan and a credit card. </p> <p>Due to what has transpired, we have both moved our banking to Nedbank and ended our relationship with Standard Bank. We were granted the 100% homeloan by Nedbank and our bond was registered on 26 July 2017. </p> <p>Thanks for nothing Standard Bank.</p>