Unending Bank Charges......... Yerrrr

standard bank, you are becoming lesser and lesser of a bank each day...... each and every month you try and try to find ways and means of ripping people's money off. When one takes a loan with you guys you ask right at the beginning when do we prefer to pay the installment, but with monthly fees its like you wait for the period where the account does not have money, so that u can put the account on minus and bill extra charges. these must stop. you go take the person's last money, u leave the account on minus, then when one goes to swipe with a minus account that you have created, you then charge them for an insufficient funds, this is wrong in all possible ways. on a monthly basis you guys find ways to take money that amount to R500,00 of bank charges only, if its not interest fee, its insufficient amount fee or my subscription updates fee and so on and so on. Can you please cancel all these ridiculous fees that you have posed on my account for you to milk my money. and please move your monthly fee debit to the 1st or 2nd or 3rd of each month when the account has money instead of the 27. what do u expect to find on the 27 if i am to be paid on the last day of the month ? If this doesn't stop i am ready to write my story to the public protector to put an end on these ridiculous charges.