*****ulent credit enquiry carried in my name without my consent and knowledge and this is the second time it happens

This bank has carried out another *****ulent credit enquiry in my name. The first *****ulent credit enquiry was carried out without my consent on 31 August 2023. I had written a complaint here on hello peter about it and when they responded I was told that the reason for the enquiry was because I had DOWNGRADED my account to MyMo account ( account with no credit facility, even the previous one did not have a credit facility). I raised the dispute with the Experian (dispute reference CC-9988) because the reason I was given was total bull****, I had not app**** for any form of credit or finance. The outcome of the dispute was in my favour and the *****ulent enquiry was removed from my credit profile.

Now upon checking my credit report, I see another *****ulent credit enquiry that was added on 25 November 2023. Again I did not apply for any form of credit or finance at Standard bank, and now its even worse because I never had any interaction with anyone from Standard bank since they gave me a bull**** response as to why they had carried out the first *****ulent credit enquiry. I am not interested in any of their products, I never gave anyone a consent or permission to carry a credit enquiry and all this was done without my knowledge. Had I not checked my credit report, I would know nothing about it.

I have been banking with this bull**** bank since 2012/2013 and they have my personal details on record , which they are now using without my knowledge to carry out *****ulent credit enquiries. I wonder what other *****ulent activity by Standard Bank is my details being used for.

I am reporting this matter to the banking ombudsmen, I have already raised another dispute with the Experian and will be terminating my relationship with this stupid *****ulent bank that continues to ruin my life every chance they get.

This bull**** bank has tested my patience and now they have crossed the line. My mistake was not reporting the matter to the ombudsmen after they had committed the first ***** and now it seems like they will be continuing to do so indefinitely if I do not take any action. I am also going to document all these incidents on social media so that people are not misled and they can choose reputable banks not this bull**** *****sters bank that ruins people's lives.