******* int a product not fully explained

<p>I app**** for a home loan holiday, which I received telephonically. The home loan account was an access one. After having gotten through the period and having been up to date with every home loan account payment for years. I have extra cash which I then deposited into the account over and above what was required, knowing that I could take it out at any time. When however I tried to access the money I was told that a hold had been placed on my account, and my access facility had been removed. It will now take months to lift the hold. In the meanwhile I will be prejudiced even though I have my own money. </p>