Time to move to FNB Banking

<p>In Seprember month four of my debits went through when there was not enough money in my account. A couple of days later my money was paid in and the debits was paid. I was not aware of the debits ad this was a new contract supposed to go off my account only month end. Now my cenario. This month things are a little bit tight and I need help from my bank. I went in and asked for a overdraught facility. I was declined due to this debits that did not go through. Not only was I charged R460 penalty fee for the debits, but Standard Bank listed me also on the credit bereau!!!! Now how must I get help if my bank charge so much and list me???? I know now that Standard Bank is no bank to rely on and the time for me to move to First National Bank has come! Thank you for kicking me when I was already down Standard Ban**** You are no Bank to BANK on!</p>