Threats

I have a credit card with standard bank which i have not been able to pay accordingly since i lost my job in september 2015,however i have made arrangement and have been paying the amount that is currently affordable for me.<br> <br> Why is standard bank now handing my account over to this kind of people? So RUDE and i dont even think it is legal for her to send me this kind of an sms because last time i checked i did not list any of my assets as security for this credit card.<br> <br> What gives this woman the RIGHT to THREATEN me like this???<br> <br> ACTION: SHERIFFS OFFICE URGENTLY PROCEED WITH SUMMONS / JUDGMENT THEN WARRANT RE STD BANK CREDIT CARD AT YOUR HOME ADDRESS SHERIFF OF THE COURT TO REPOSSESS FURNITURE AND SELL IT ON AUCTION URGENTLY CALL MRS SAUNDERS ON *** - REF WA542915